There may come a time when you are more than capable of looking after yourself but just struggle to deal with your own finances.  It may be that you don’t have any close family or that you don’t want to burden them as they have their own worries and responsibilities.  Where do you turn to for help?

Well you could leave things to helpful friends and neighbours or until the social services get involved.  However, this means that you lose the chance to select your own attorney.

Alternatively, you could consider appointing a professional attorney.

I am really proud to say that some clients have chosen me as their attorney to look after their finances should they lose capacity in the future.  It is a privilege to be chosen to take on this role and my commitment is that I would take the same amount of care with your finances as I did with my Dad’s.  He passed away last year and had been suffering from Alzheimer’s.

With today’s increasingly ageing population dementia related illnesses are on the increase.  The current statistics from the Alzheimer’s society forecast that over a million people will have dementia by 2021.

Of course, I hope that my clients never need my assistance and that they retain their full capacity through their life.  However at least they have the peace of mind that someone is appointed who knows them and will act in their best interests. You also have the additional protection that comes with any professional of knowledge, experience and protection by professional indemnity insurance.

We make the normal charge for creating the LPAs and the only addition is a two-hour meeting to establish your individual needs.  This will take place when the documents are registered.

After this, there is no additional cost until I am asked to work on your behalf and assist you as necessary.

Just for those that don’t know, there are two types of LPA:

1. Property and financial affairs (allowing an attorney to make decisions about paying bills, dealing with the bank, collecting benefits, selling your house, etc.)
2. Health and welfare (allowing decisions on treatment, care, medication, where you live, etc.)

If this is something that is on your mind, please call and ask for Philippa Wright on 0161 928 3848 or email at philippa.wright@mchaleandco.co.uk